Taha Pūtea/ Pupuri Moni
Our finance & banking team offers specialist advice across a broad range of finance and banking work.
Our clients include lenders (banks, finance companies, trade creditors), borrowers (corporates, partnerships, trusts and individuals) and intermediaries in a range of sectors (manufacturing, property development, services and farming).
Areas of Advice
- Construction and project financing for commercial developments
- Preparing consumer credit loan and security documents
- Commercial and farm financing and refinancing
- Mortgagee sales
- Conducting financial due diligence for commercial developments
- Debt restructuring
- Documenting loans (with security or negative pledge) for corporate, institutional, trust and individual clients
- Compliance with banking and securities laws
- General banking issues (consumer credit and personal property securities issues)
- Credit card terms and operation
Highlights of Our Work
- Establishing a major finance company providing finance facilities to the property development sector
- Structuring and documenting the lenders’ mortgage insurance scheme and various loan options coverage
- Establishing a comprehensive statutory compliance programme for a major finance company
- Reviewing and refining a registered bank’s statutory compliance programme
- Advising a bank on legislative requirements taking into account changes to the Credit Contracts & Consumer Finance Act and Fair Trading Act and redrafting all loan and security documentation to take into account such changes
- Advising on the development and implementation of new banking products and, generally, documenting the terms of bank accounts
- Structuring and documenting innovative finance arrangements to promote government housing initiatives
- Acting for creditors in a major insolvency
- Acting for a bank on the purchase of a substantial loan book from a financial institution
